2012年11月1日 星期四

Iinstallment][刷卡分期][利息算法] How to set in installment wiht Cathay United Bank

[installment] How to set in installment wiht Cathay United Bank



Total money : 23,901



Installment : 6 month



How to pay decimal point



23901 / 6 = 3983.5



3983 * 6 = 23898



23901 - 23898 = 3 (First month pay)




How to pay installment



First month : 23901 * 0.5% = 120 ( 119.505 )



Second month : 19918(23901 - 3983) * 0.5% = 100 ( 99.59 )



and so on.



Total interest 424 dollor




what time should set in installment, otherwise will no work ?



Every month the time of close an account is at 11 / 23.



For instance :



I buy this phone at 11 / 1. And manufacture store get the money at 11 / 6.



I must set in installment during 11 / 6 ~ 11 / 20. (11/20 is 11/23 minus 3 day)



If I set in installment after 11/20.



Installment can't be accepted.





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